FF&E Reserve · forecast
Adequacy report
Will the reserve cover what we know is coming? Compare projected accrual to the lifecycle horizon.
Projected annual accrual · RP
€208k
3.0% × forecast revenue
12m replacement need
€308k
Schedule-now + in-progress + plan
Adequacy ratio
68%
Accrual / need · ≥ 100% healthy
Plan transfers
Total available now
€447k
Across all books
Per-book adequacy
| Book | Available | 12m need | Coverage | Status |
|---|---|---|---|---|
| Rental Programme FF&E Reserve | €144,984.00 | €26,500.00 | 547% | covered |
| Hotel Rooms FF&E Reserve | €192,100.00 | €152,000.00 | 126% | covered |
| Common Areas & Amenities Reserve | €65,000.00 | €64,000.00 | 102% | covered |
| Wellness & Pool FF&E / OS&E Reserve | €35,400.00 | €46,600.00 | 76% | tight |
| Beach FF&E / OS&E Reserve | €9,500.00 | €18,700.00 | 51% | gap |
Recommendations
AI Reserve Copilot
Based on lifecycle horizon + accrual run-rate
1. Common Areas reserve covers Lobby seating refresh with €1k headroom. Defer non-critical projects until Q3 accrual posts.
2. Beach reserve tight after lounger batch. Plan a €15k transfer from amenity revenue allocation if a second batch becomes likely.
3. Rental Programme reserve on track to exceed annual €208k forecast — 1BR Sea pool soft-goods refresh fully funded.
4. Hotel Rooms TV phase 2 (Block C) — plan release in October after Q3 accrual posts.